State Fund’s new discount rating system allows an up-front SIX (6) PERCENT RATE REDUCTION for participation in the FDSA group policy.  Designed to help the FDSA to further reduce the cost of insurance for its members, the program groups a large number of companies with similar businesses using classification codes 8078, 9079 or 9558 into an "Association Policy."   This gives the individual owners the advantage of "Group Buying Power".

In addition to providing our members with a discount on their premiums with State Fund, we offer safety resources to help employers educate their employees on how to reduce on the job injuries.